Playing 12 vs. 3 in Blackjack. You're in a four deck game, with standard rules. You've been dealt a seven and a five for a hard 12, while the dealer shows a three as his upcard. He might bust, and then again he might not. You're mulling it over.
12 VS DEALER 3. When a player holds a 9-3 (12) against a dealer 3 upcard, he is reluctant to hit for fear of drawing a 10 and busting, especially when the dealer is showing a “weak” upcard. In the case of 6-5 (11) vs a dealer 10, players are averse to double down (and double their bet) because they fear the dealer has a 10 in the hole and a 20. When being dealt an A-7, players feel comfortable standing on 18, believing that an 18 should be good enough to beat a dealer’s 9 upcard.
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I just look at Blackjack as recreation at this time, so I don't get into counting. I've played progressive betting schemes but now, I pretty much play a flat $5 or $10 bet. I have a few keys to allow me to get more money out there. Gets the blood flowing. Doubling a 12 vs 2 or 3 is 1 of them.
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Hitting the hard 12 against a 2 or a 3 is recommended because there are only 4 out of 13 possible card denominations that can lead to a bust – the 10 and the three court cards (Jack, Queen, and King). Then again, 3 out of 13 card denominations result in a significant improvement of the player’s hand, the 9, the 8, and 7.
MULTI-CARD 12. Sometimes your 12 will be composed of three (or more) cards, for example 5-3-4 or 2-3-A-6. No problem: Regardless of the number of cards that comprises your 12, just following the above basic strategy and always hit when the dealer shows a 2 upcard.
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If you always hit the 12, you're going to lose at about the same rate - 56%, in this case, but you're going to win less - 3% less, as a matter of fact. So, even though the percentages are against your busting out with a hit, the overall win/loss percentage (the one that counts) dictates that you stand on your 12.
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